Hurricane season ends this month. The radar is quiet and nobody is thinking about insurance, which makes now the best time to understand the one line in a coastal policy that surprises more homeowners than any other: the named storm deductible.

Many coastal North Carolina policies carry a separate named storm deductible figured as a percentage of the home's insured value, not a flat dollar amount. On a home insured for $300,000, a 2% deductible is $6,000. And under North Carolina's standard named storm form, that deductible doesn't wait for a storm to hit your house. In this article, NC Roofs explains how the clock works and what to check in your policy during the off-season.

Read the full article on ncroofs.com

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NC Roofs LLC · 910-741-9004 · ncroofs.com